1. Budgeting in College

You should begin budgeting your money now. Even if your parents are paying for your college entirely, you should have a budget outlined and stick to it. Of course that doesn't mean that you shouldn't have fun as well. Budget it in. Remember that most people will look back at college as the time when they were the poorest, but they had the most fun. You do not need to get the latest gadgets, computers, clothes and cars to have a good time. These things can come after you have your first real job. By setting limits on all of your spending categories and sticking to them you will start out on a great path and form good spending habits.