Rashmi..The LUV Guru

We live in a difficult time with the economic climate invading everyone’s sense of financial security. Those employed fear being laid off; those unemployed are discouraged at the lack of jobs and the length of their unemployment; those in business for themselves are anxious about where their next clients or customer will be coming from. Everyone is worried, scared, and uncertain of what the future holds for them. We all run around doing everything we can to make ends meet and improve our standard of living. Unless one is independently wealthy, today’s times of economic stress are having an adverse impact on our well-being.