[Skip Header] Friend Requests Messages Notifications HomeProfile Account(more) Need Help? [End of Header]

New Product Launch:  I’ll Pay Later (IPL)

I am very excited to have the opportunity to announce the general launch and availability of this exciting, new product!

“I’ll Pay Later” – or IPL – is a fast and easy way for a person to immediately accelerate their earnings.

IPL lets you earn real money NOW - using FanBox Ads and Boosting – but NOT pay for those Ads and Boosting until LATER.

In short, IPL means the opportunity – for everyone -- to get ahead NOW.

It is one big step in the direction of “leveling the playing field” – one of our stated goals as a community.


What is IPL and how does it work?

First of all, the IPL page is located in your Dashboard, under the Start tab:

New Product Launch: I'll Pay Later (IPL)

You are provided a maximum limit (That’s called your IPL Limit).

You can accelerate your earnings on FanBox, by utilizing funds in your IPL Limit on Ads and Boosting as you normally would.

The amount of IPL funds that you have actually used to purchase Ads or Boosting, at any time, is called your IPL Utilized Amount.

Each month, you pay back into the IPL Pool a fee, that’s approximately 1.x% of your current Utilized Amount.  That fee is called your IPL Processing Fee.

Rather than repeat everything that’s already published in the IPL Frequent Asked Questions (FAQs), I’ve just copied the FAQS, below.

So read the FAQs, and then if you still have questions, please ask!

                       -------------------------

A few notes:

1) In order to handle the demand, IPL is rolling out to all FanBoxers, in stages – based only on membership date (oldest members first) – and regardless of country of origin, race, religion, gender or age.

Don’t worry. If you don’t have access yet, you will shortly.

2) Before cashing out, you’ll need to pay down any IPL amounts that you have utilized, but you can use your matured funds in your FanBox Balance to pay down your utilized IPL amounts, and even to pay your processing fee.

3) All users start with a $100 IPL Limit.

Some FanBoxers will notice, however, that the system has already granted them a higher IPL Limit.

This is a one-time benefit to our older (Charter) members -- that have been very patient during the (still-in-progress) alpha (pre-beta) release of the FanBox project. 

All other users will start with $100 – and that limit will be increased for them, as they create a history of on-time processing fee payments.

 

So, please read the FAQs – and let me know if you have any questions.

 

Frequently Asked Questions (FAQs)

Your IPL Limit

What is my IPL Limit?
Your IPL Limit is the maximum amount of IPL funds that you’ve been cleared to utilize – and accelerate your earnings with -- at the current time.

What is my starting IPL Limit?
All FanBoxers start with an initial IPL Limit of $100 USD, which can be increased, in incremental steps, with the passing of time as you achieve each qualifying step.

NOTE: People that signed up for FanBox a long time ago (we call them Charter Members) may be granted a one-time higher limit - depending on how long ago they signed up.

May I have my IPL Limit increased from its current value?
When you qualify, your IPL Limit can be increased.

Qualifying factors include, but are not limited to your profile completeness level; community factors such as your fan quantity and quality; the ratings of your blogs, products and services and, most importantly, your processing fee payment history.

Who should I ask to increase my IPL Limit?
There is no need to ask anyone: IPL Limit increases are triggered automatically by the FanBox system as you become eligible, also depending on the availability of IPL funds in the community IPL pool (see below for definition).

Do I need to utilize my entire IPL Limit?
No. You are not required to utilize your entire (or even any of your) IPL Limit.

To not utilize your entire IPL Limit, simply refrain from purchasing ads, or Boosting. Also, turn your current ads or Boosts to “Paused”.

Please note that IPL funds come from a limited pool. (You can read about the community IPL pool, below). As a result, funds not utilized within a reasonable period of time will be automatically returned to the community IPL pool for other FanBoxers to enjoy.

Can I reduce or pay down my IPL Limit at any time, and then increase it again in the future?
Yes. Simply pay down any utilized amounts to automatically lower your IPL Limit.

Once your IPL Limit is completely paid down and returned to the community IPL pool, your IPL Limit will return to the initial level of $100 USD.

Then, depending on the availability of funds in the community IPL pool, your IPL Limit can be incrementally increased, in steps, over time as you once again achieve each qualifying milestone.

Please note that reaching a previously achieved IPL Limit level will take patience, as the system automatically increases IPL Limits in progressive steps as each qualifying level is once again achieved.
 

Your IPL processing fee

What is my IPL processing fee?
IPL processing fee is a monthly “fair use” charge, that’s paid into the community IPL pool by all IPL users, for the privilege of utilizing IPL funds.

Do I ONLY pay a processing fee on utilized IPL amounts?
Yes. Processing fees apply only to your utilized amount.

IE: You do NOT pay a processing fee on un-utilized amounts in your IPL Limit.

The minimum processing fee due is $2.00.

How is my processing fee calculated?
Each month, both your processing fee due date and processing fee percentage are listed in your IPL account page.

When your processing fee due date arrives, the system simply multiplies your processing fee percentage against your IPL utilized amount as of that date, to arrive at your processing fee amount for that month.

The minimum processing fee due is $2.00.

May I pay my processing fee using my FanBox Balance?
Yes. You can pay your processing fee using matured funds in your FanBox Balance.

If you have matured funds available in your FanBox Balance at the time your processing fee becomes due, the system will automatically pay your processing fee for you, from those funds.

If your FanBox Balance does not have matured funds available at the time your processing fee becomes due: 

If you have protected your account using the free Account Protection Plan, your processing fee can be automatically charged to your PayPal or credit card – thereby eliminating any potential penalties for late payment of your processing fee.

If your account is unprotected, you can manually pay your processing fee on or after the due date, using your credit card, PayPal or Payza account.

Can I effectively lower -- or even eliminate -- my processing fee?
Yes. Each month, you can effectively lower or even completely eliminate your processing fee.

This can be accomplished by purchasing products, services or premium blogs -- within 7 days of your processing fee due date -- and automatically receiving a cash back earning up to the amount of your processing fee.

With each item purchased, a full third (33.3%) of your purchase price will be automatically injected into your FanBox Balance as a “cash back earning” – up to the amount of your processing fee -- after your processing fee is paid.

NOTE: Each month, you have 7 days from the date your processing fee is due, to take advantage of this feature.

How long do I have to pay my processing fee?
You have 10 days to pay your processing fee, starting from your processing fee due date.

What happens if I don’t pay my processing fee?
1
0 days after your processing fee is due, if any portion of it remains unpaid, a $10 USD penalty will be charged to your FanBox Balance.

After another 20 days, if any portion still remains unpaid, your processing fee for that month will double.

Eventually, if it still remains unpaid, your IPL account may be subject to termination; with both un-utilized IPL funds and earnings returned to the community IPL pool for use by other community members.

Why does my processing fee change each month?
Each month, your processing fee will likely be different from the month before, because it’s likely that you have utilized a different IPL amount. Remember, you only pay a processing fee on your utilized amount, not your IPL Limit.

Also your processing fee percentage can vary slightly each month based on economy utilization factors that are variable.
 

Other questions

What’s the community IPL pool?
The community IPL pool is the total funds available for use by FanBoxers via their IPL accounts.

Are there any set-up fees for using IPL?
Yes. There is a one-time set-up fee of $1.00.

Can I pay my set-up fee ($1.00) using my IPL funds? 

Yes. Upon activating your IPL account, your one-time set-up fee is automatically charged to your IPL account.

What kinds of ads can I utilize my IPL funds on?
You can utilize your IPL funds for your ads that promote your blogs, or the blogs of other people.

Also, using the Boost product, you can earn by utilizing your IPL funds to Boost the ads of other FanBoxers.

In addition, IPL can fund your ads that promote your products, services and premium blogs – and even the products, services and premium blogs of other FanBoxers.

Given that IPL is a brand, spanking-new product, will there be any bugs, confusion or issues?
Most likely, yes.

If you are uncomfortable with being among the first to utilize highly complex new products and services that are likely to, at first, have bugs and issues -- and even create confusion -- it is highly recommended that you wait a few months for most or all of the wrinkles to be ironed out, before utilizing IPL.

May I use my un-utilized IPL funds to directly purchase products and services for sale on FanBox?
When you first activate your IPL account, you’ll be able to use your IPL funds for ads and Boosting.

Then, based on your on-time payment of your IPL processing fees, and your resulting growing IPL Limit, you’ll notice that your account will enjoy an incrementally expanding ability to purchase anything on FanBox using un-utilized IPL funds.

Before cashing out, of course I’ll need to pay off any utilized IPL funds, but can I actually use matured earnings in my FanBox Balance to pay off my utilized IPL funds?
Yes, you can utilize matured earnings from your FanBox Balance to pay off your IPL amounts owed, or pay your processing fees.

In addition, you can also use your PayPal, credit card, Western Union, MoneyGram or Payza account to pay off your IPL funds utilized. 

2120 Comments

Thanks Jc and FanBox team for doing hard work
its so amazing thought

24 months ago

Yes dear congratulation team FanBox..

23 months ago

that's so great, I am waiting for the announcement from you about IPL. I will translate it into vietnamese for our users. And it is also my way to go through the content of IPL.

Thank you so much.

24 months ago

anh Kong viet tieng Anh pro wa. a song o nuoc ngoai ha?

23 months ago

Không, Việt Nam xịn 100%, chưa bao giờ bước chân ra khỏi biên giới Việt Nam. À quên, trừ 1 lần đi du lịch ở Thẩm Quyến, Trung Quốc --- nhưng khi đó dùng tiếng Trung (ni hao, xia xia)

23 months ago

thank the technical staff FanBox
however we found it a lot of things to improve, we have raised the issue with the coach

I think the processing fee should be calculated at the beginning of each month instead of 15 days. Thus we can use matured earnings to pay fees. Do you think ?

24 months ago

i like the idea of IPL. hope everyone earns here. just like in other knowledge roles :D

23 months ago

Awesome Post.. Very Interesting thanks JC...

23 months ago

you look so nice

15 months ago

Very nice and informative

24 months ago

Very informative post about ipl.... Thanks Jc !!!

23 months ago

a great idea, it really helps the bloggers
who do not have the funds to promote
their blog or product ...thanks fanbox

24 months ago

You are really doing a nice work Johnny Cash! Thanks for Publishing a great article .

6 months ago

I am excited about this development. It really shows that FanBox has our interest at heart. I am simply grateful to FanBox Management for introducing IPL.

24 months ago

marvelous act for reaching some those in need financially

24 months ago

yes ...amazing fanbox...more power....Godbless

13 months ago

informative post about the IPL

24 months ago

The announcement that's been waiting by Fanbox community is finally here.
Thank you Johnny Cash for sharing this information about this new IPL service that will accelerate our earnings on Fanbox fast.

24 months ago

Great information on new product, IPL.

24 months ago

Thanks Jc and FanBox team.I am grateful to FanBox Management for introducing IPL.

24 months ago

I am really excited about this new product and lucky to be one of them who would be categorized as "Charter Members" (one of oldest members).

I want to thank JC for an informative post about this dynamic new product of FanBox and will love to give it a try.

looking ahead for a healthy outcome out of this excited feature ....

24 months ago

JC thanks for the post.

24 months ago

Thanks JC for your efforts to help all FanBox community members... very nice and informative. :)

24 months ago

I agree with you.

6 months ago

Thanks for the great info JC.

24 months ago

very useful information about IPL>>>>>>>>Thanks for sharing

18 months ago

Great information on new product, IPL. I am waiting for the announcement from you about IPL.
Thanks for the great info JC.

24 months ago

This is an awesome way of helping us bloggers to earn more in FanBox. Thank you FanBox and JC.

24 months ago

Awesome JC, I think everyone receive answers here =) Really IPL will help brighten our future.

24 months ago

thx JC and fanbox for this new releise.

24 months ago

i think every query will be answered by this post..

24 months ago

Well done its great guide.

6 months ago

Fanbox don't run out of great ideas... I'm sure there's more to come...

24 months ago

One great thing about FanBox is that the community with its 3 pillars (users, SCs and employees) care about the success of the community -- not just the short-term success of themselves -- so the ideas seem to keep flowing. I believe that as long as we all keep an open mind and, as importantly, open ears, we'll never run of of great ideas.

24 months ago

wow! this directly relates to my recent post http://posts.fanbox.com/zlnt4 - the 3 legged tool analogy where I define MY FanBox 3 pillars (fans/friends, my perforance, FanBox management)

24 months ago

Good analysis,thanks

24 months ago

IPL is truly going to jump start the community and I am so excited about it! :) Thanks FanBox team for working so hard on this new product!!!

24 months ago

Still confused but waiting to see how we are going to benefit from IPL.

24 months ago

Humayun, I'm sorry for the confusion. How it will benefit, is simple: You get to earn money, using OPM (Other People's Money). I believe this is the great equalizer -- because prior to IPL, the people who already had a lot of money had an advantage. Now, everyone can start with MONEY in their FanBox Bank accounts -- and so long as they can pay back to the pool 1.x% of their utilized amount - can make profit by using that money, and then use their profits to earn even more profits, and then re-invest those profits to make even more profits. This is the essence of how people get wealthy in business -- and the big downside has always been: What about those people who aren't fortunate enough to start off with money to invest? The old saying is "It takes money to make money". Well, not anymore.

24 months ago

Period of 15 days to pay the fee is slightly shorter
Tell us the first day of the month, we can use matured earnings to pay fees

24 months ago

15 days is reasonable due, because everyone will get their matured amount on the final date of the month, and we will received the money to our Paypal after 10 days, and we can afford to pay for the processing fee in time.

I think FanBox is right on this decision.

24 months ago

Thank you Fanbox and Jc for the new product,hope it will help all user in FanBox.

24 months ago

nice job cant wait to earn with this new technology

24 months ago

Great new product! However, I have a question: What if someone don't need an IPL account , is there any downside on not having it?

24 months ago

Hi Mari Lou. There is no downside whatsoever to not using IPL. It is only meant to help, but if it's not for you, there is no harm to your not using it (other than its young feelings being hurt for a few, short microseconds). ;)

24 months ago

Thank you JC for the reply...

24 months ago

Thank you JC for the lunch of the new product IPL, from this many friends on fan box will be profited who's account is 100% Completed and as I read some Pakistani said that due to not having credit card most of the people's account remains incomplete so along with IPL if you add any other method for payment like(Pyaza,Bank transfer,Bank ware, etc ) than it would be the best for them whose credit card is not supported. Thank you waiting for your reply.,...................

24 months ago

Interesting product... I wonder how the earnings to cost ratio will work out.

24 months ago

thanks jc and fanbox .

24 months ago

how r u sehar bano asl pls 03232885794

22 months ago

Nice post

18 months ago

IPL ... you know JC, its not a product. Its a Revolution Dude !!!!
Thanks for providing information.

24 months ago

Dushyant, I couldn't agree with you more, comrade. I'm hoping - praying - that millions of people's lives will be changed for the better, through the opportunity this provides them.

24 months ago

I meant the same brother :-). This is a Revolution (in a positive sense) thats gonna change the lives of millions. The way they live, will be transformed into a better new way. This will be a new upthrust to the new level of earning. This is indeed one of the major steps by Fanbox to help the community. Thanks to the Hard Workers behind this. :)

24 months ago

Absolutely Dushyant -- I'm in full agreement with your vision. The revolution will have its issues and obstacles, of course, but this is one of the most important steps.

24 months ago

whether I am doing right or wrong by activating my IPL account suddenly. I hope what Fanbox is doing that is only for the for the benefit of Fanbox community .

24 months ago

Dulal, I assure you that the only reason the employees (and now the SCs) have worked so hard -- often (for years) without even a paycheck, is for the benefit of the community. No one in their right mind would work so hard - as much as 18 hours a day, often without a day off in weeks at a time, for low or no pay, unless they believed that something incredible was possible -- something that would help people improve their lives and lift themselves up and closer to their potential.

24 months ago

omg i got 2500 dollarrs from ipl..;-)

24 months ago

Nice!!! That must be because you've been around for a while, Kazekage. New users get $100. And as you utilize your funds and start paying your processing fee on time, your limit will be raised to higher and higher limits. Maybe you'll be the new Arlene! ;)

24 months ago

ahh thank u JC..;-)

24 months ago

You have said it JC......i really look forward to being that name you mentioned. At least on the leaderboard, i should also be in the driving seat for 30days for once......LOL

24 months ago

nice post............................

24 months ago

Can I pay my set-up fee ($1.00) using my IPL funds?

Yes. Upon activating your IPL account, your one-time set-up fee is automatically charged to your IPL account.

Hi JC, can you explain a little bit more about this? Thanks.

24 months ago

Nasa, there is a one-time fee of $1 to use IPL -- but you do NOT need to pay it with your credit card or paypal -- for your convenience, it can be (and is) automatically paid using your IPL funds.

24 months ago

Finally IPL is here for everyone. I am excited and waiting for a boost in community.Thanks JC and all fanbox team.

24 months ago

Interesting product info

24 months ago

Is it a problem if you don't want this IPL account of FanBox?

24 months ago

It is no problem at all if you don't want to use IPL. IPL, like all products, is not for everyone!

24 months ago

Please tell me how to stop ipl?

24 months ago

If C&R credit is going to IPL Credit how the newbies will work and promote their ads who also have doubts or feeling fear in investment specially from Pakistan how they will fund their ads if they don't want to use IPL. From which part of Fanbox they will earn for their ads?

24 months ago

hello JC! I've been waiting for a post like this from you. It made some things clearer for me. I would like to ask a few more questions though...

First, there was a mention in the IPL FAQs about unutilized IPL funds (or credits?) being returned to the community IPL pool after a 'reasonable amount of time'. Can you give us an idea of how long this 'reasonable amount of time' is? For example, a month, 3 months, etc?
Follow-up to that: when you say unutilized IPL funds, does this mean only the amount which is in excess of the $100 starting limit? And so if the IPL is not utilized, any excess earned (for example by C&R) will be returned to the pool, and the available IPL for that user will go back to the starting $100?
Or do you mean it's possible for FanBoxers to find themselves with zero available IPL if they do not use it? And if so, would they need to pay another set-up fee to start over?

Regarding processing fees, I would just like to confirm if what I understand is correct... If, for example, I used $25 of the IPL in September, and paid the processing fee for that. Then in October, I did not use the IPL at all, but still haven't paid down the $25 I utilized the previous month. I won't have any processing fees to pay for for October, right? Because I did not utilize anything for that month, and the fee for the $25 the previous month was already paid. Correct? Or will I keep paying a fee for that $25 monthly until I am able to pay it down?

Looking forward to your reply. Thank you. =)

24 months ago

Ah! I see. Thank you very much for the quick reply. That will help me a lot in figuring out how to best go about using this IPL. =) If I think of any more questions or clarifications, I will get back to you. =)

24 months ago

Un-utilized amount or utilized amount? Should not we pay for the utilized amount?

24 months ago

Hello Tivadar =)
I expect that is just a typo. We only pay the processing fee for the utilized amount. So, that should read 'The processing fee is applied to the full UTILIZED amount each month, so in your example, it's the latter choice (you keep paying it until you pay down the utilized amount)', I expect. =)

24 months ago

Thanks JC for this post, so everyone will understand! I tested for some days now and I will tell my clients too how it works!
Mari Lou, if you do not want to activate your IPL, don't do it!
But remember, once activated will be your option on funding your ads
Ads currently consume money, is as follows:

1) IPL
2) Topped-up funds
3) Matured funds
4) Credit card or PayPal
I hope this information helped :)

24 months ago

Thank you Georgina!

24 months ago

I will try to enjoy this new feature of FanBox, , ,I know there will be glitches again but trust FanBox in fixing the would be problem. . I have seen that all my ads are automatically set to the minimum of 1 dollar likewise the minimum pay per click was also set to 1 dollar . . .is this okey? a dollar for ad and a dollar also per click payment?

24 months ago

I paused many of my ads for a while and used the IPL for boosting. . .

24 months ago

....So if you use the entire IPL amount you receive for boosting, will you owe a processing fee on the entire amount?

24 months ago

Yes you pay processing fee on whatever you have utilized

24 months ago